Rivers designated as Wild and Scenic are administered by one of four federal land management agencies: The Bureau of Land Management, The National Park Service, The U.S. Main article: List of National Wild and Scenic Rivers 14 Largest land owners of protected lands.11 Department of Fish and Wildlife Protected Areas.
6 National Wilderness Preservation System.2.6 Wilderness and wilderness study areas.2.5 National scenic and historic trails.2 National Landscape Conservation System.Despite the difficulties, the CPAD gives the total area of protected land at 49,294,000 acres (199,490 km 2), or 47.05% of the state (not including easements) a considerable amount for the most populous state in the country. The Cosumnes River Preserve is an extreme example, owned and managed by a handful of public agencies and private landowners, including the Bureau of Land Management, the County of Sacramento and The Nature Conservancy. Over 90% of Yosemite National Park for example, is listed both as wilderness by the National Wilderness Preservation System, and as national park land by the National Park Service. Also, occasionally one parcel of land is included in two or more inventories. Many parcels have inholdings, private lands within the protected areas, which may or may not be accounted for when calculating total area. Obtaining an accurate total of all protected land in California and elsewhere is a complex task. The California State Parks system alone has 270 units and covers 1.3 million acres (5,300 km 2), with over 280 miles (450 km) of coastline, 625 miles (1,006 km) of lake and river frontage, nearly 18,000 campsites, and 3,000 miles (5,000 km) of hiking, biking, and equestrian trails.
They include almost one-third of California's scenic coastline, including coastal wetlands, estuaries, beaches, and dune systems. In addition, there are private conservation areas and other easements.
Viewed more broadly, consumer financial regulation also extends to various government interventions in credit markets aimed at making mortgages, student loans, and small business loans more widely available, such as the Federal Housing Administration mortgage insurance program and the Small Business Administration’s loan guarantee programs.According to the California Protected Areas Database (CPAD), in the state of California, United States, there are over 14,000 inventoried protected areas administered by public agencies and non-profits. It further encompasses regulation primarily aimed at ensuring the safety and soundness of financial institutions, such as stress testing requirements. The web of consumer financial regulation also includes laws and regulations impacting the resolution of defaulted mortgages and consumer debt, including bankruptcy and foreclosure laws and laws and regulations governing consumer credit reporting. Consumer credit regulation is an immensely varied subject that ranges from direct consumer protections such as fair lending laws and certain rules governing real estate settlement procedures to indirect protections such as requirements around disclosure of loan terms.
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